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Credit Cards for Bad Credit

ePlatinum+ Shopping Card

Intro Period:*
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Annual Fee:$168*
  • Buy NOW and Pay LATER
  • Receive up to a $12,500 Unsecured Merchandise Credit Line*
  • 0% APR with No Annual Fee
  • Low Minimum Monthly Payments
  • Credit Limits Increases Available

eElite Plus Shopping Card

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Annual Fee:$168*
  • 0% APR with No Annual Fee
  • Receive up to a $12,500 immediately*
  • No Credit Check
  • Unsecured Shopping Credit Line
  • Credit Line is Reported to Major Credit Bureau

New Millennium Bank Secured Gold Visa® or MasterCard®

Intro Period:N/A
Intro APR:N/A
Regular APR:19.5%
Annual Fee:$59
  • Approved regardless of credit history
  • Credit limits up to $10,000*
  • Reports to all 3 bureaus
  • Get cash at over 740,000 ATMs
  • No credit check

* Terms and conditions apply.

First Option Visa®

Intro Period:N/A
Intro APR:N/A
Regular APR:19.5%
Annual Fee:$59
  • Get a REAL Visa® Credit Card!
  • Up to $5,000.00 Secured Line of Credit!!
  • Be Approved Regardless of Credit History or Income!!!
  • Guaranteed Approval!
  • Apply Today!

New Millenium Bank Secured Black Diamond Visa® or Mastercard®

Intro Period:N/A
Intro APR:N/A
Regular APR:19.5%
Annual Fee:$59
  • Approved regardless of credit history
  • Credit limits up to $10,000*
  • Reports to all 3 bureaus
  • Get cash at over 740,000 ATMs
  • No credit check

* Terms and conditions apply

Next Millennium MasterCard®

Intro Period:N/A
Intro APR:N/A
Regular APR:19.5%
Annual Fee:$59
  • No credit check*
  • Approved regardless of credit history
  • Secured credit limit of up to $5,000.00
  • Get cash at over 740,000 ATMs
  • Accepted wherever MasterCard® is accepted
New Millennium Bank Platinum Visa® or MasterCard®

Intro Period:N/A
Intro APR:N/A
Regular APR:19.5%
Annual Fee:$59 Annually
  • Reports to ALL 3 Bureaus
  • No Credit Check
  • Be Approved Regardless of Credit History
  • Special High Introductory Savings Rate
  • Bonus $3,000 credit line with My Computer Club

* Terms and conditions apply

The BuyRIGHT Prepaid MasterCard®

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  • Get cash at over 900,000 ATMs worldwide
  • Pay your bills online or over the phone
  • Eliminate payday hassles with free direct deposit
  • Accepted at millions of MasterCard locations worldwide
  • NO credit checks
  • NO employment verification
  • NO monthly or annual fees
SilverCard Prepaid MasterCard®

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Annual Fee:N/A
  • Perfect card for Government/Benefits Checks recipients
  • $0 activation with rebate*
  • 100% guaranteed approval*/no credit check
  • Free direct deposit of your pay or government check
  • Free unlimited purchase transactions anywhere where MasterCard Debit card is accepted
  • No overdraft fees or minimum balances
  • Online Checking - Electronic or paper checks

Facecard prepaid MasterCard®

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Annual Fee:N/A*
  • Instant Guaranteed Approval* - no credit check, no security deposit
  • Free Direct Deposit - easy access to your funds
  • Free Online Bill pay - no more mailing costly money orders.
  • Free Money Transfers to other Facecard members - no more spending money on wire transfers.
  • Ability to use anywhere MasterCard debit cards are accepted, including ATMs.
  • Receive Prewards, which are like coupons, put directly on your card.

READYdebit® Card

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Annual Fee:N/A*
  • 100% Approval Guaranteed!* – No Chexsystems or credit checks, bankruptcy okay!
  • Now with FREE Credit Builder!
  • Better than a checking account – Great online bill pay service with no overdraft, bounced check fees – EVER!
  • Pay Nothing Now! – No deposits or prepayments required to get your card.
  • FREE Direct Deposit! – stop paying to cash your paycheck.
  • FREE phone and online access to your card account!
  • No declined transaction fees!
  • Great Loading Options – FREE direct deposit and bank account transfers, 60,000+ Green Dot and ReadyLink cash load locations.
  • Safer than cash - All deposits FDIC insured; purchases covered by Visa Zero Fraud Liability protection.
  • Cheaper than credit – no late fees, no over limit fees, no interest charges – EVER!

Facecard prepaid MasterCard® for College Students

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Annual Fee:N/A*
  • A safe alternative to credit card debt.
  • Ability to use anywhere MasterCard debit cards are accepted, including ATMs.
  • Instant and convenient access to funds and allowances.
  • Have funds deposited directly onto your card-easier access to your paycheck.
  • Safe and easy way to have funds when studying and travelling abroad.
  • Receive Prewards, which are like coupons, put directly on your card.

NetSpend® MasterCard® Prepaid Debit Card

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Annual Fee:None
  • 100% approval - No credit check required
  • Make purchases anywhere MasterCard Debit is accepted
  • No overdraft fees or minimum balances
  • Online Bill Pay - Easily send a check to anyone
  • 5% APY Savings Account - Exclusive!
  • Free Direct Deposit from your paycheck or government check
  • Add up to $10K to your account in over 65,000 locations
  • As seen on TV and in stores nationwide!

NetSpend® Visa® Prepaid Debit Card

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Annual Fee:None
  • 100% approval - No credit check required
  • Short-term iAdvance Line of Credit - Now available!
  • No overdraft fees or minimum balances
  • Online Bill Pay - Easily send a check to anyone
  • 5% APY Savings Account - Exclusive
  • Free Direct Deposit from your paycheck or government check
  • Add up to $10K to your account in over 65,000 locations
  • As seen on TV and in stores nationwide

Public Savings Bank Secured Card

Intro Period:6 months
Intro APR:0%
Regular APR:11.24%
Annual Fee:none
  • 0% APR on purchases for 6 months
  • No annual fee or monthly fees
  • Your income, employment and credit are not factors!
  • We report to all 3 major credit bureaus
  • Lifetime credit lines up to $10,000
  • 25 day grace period
  • Free fraud protection against unauthorized use
  • No penalty APR
  • Use the card everywhere you see the Visa/Mastercard logo

Millennium Advantage Pre-Paid MasterCard®

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Annual Fee:See Terms*
  • Use your card at over 900,000 ATMs and millions of locations worldwide!
  • No credit check or income verification required
  • No Chexsystem check
  • No minimal balance required!
  • Phone and On-line account access
  • Shop and pay bills on-line!
Horizon Gold Credit Card

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Annual Fee:See Terms*

Get the Financial Freedom You Deserve!

  • Instant Guaranteed Approval
  • Initial $500.00 Un-Secured credit limit
  • No Credit Checks
  • No Turndowns
  • Reports Positively to Major Credit Bureau
  • Get the Benefits and Credit you Deserve
ACE Visa Prepaid Debit Card

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Annual Fee:See Terms*
  • No application fee and no obligation
  • No charge for withdrawals at 1,600+ ACE Cash Express locations with direct deposit
  • Free unlimited purchase transactions with paid enrollment in FeeAdvantage Plan
  • Get paid up to 3 days earlier than with a paper check with free direct deposit of your paycheck or government check
  • No overdraft fees or minimum balances
  • Free direct deposit of your paycheck or government check
  • Protection from unauthorized transactions if card is reported lost or stolen. FDIC Insured
  • Earning your trust since 1968

Green Dot® Gold Prepaid MasterCard®

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Annual Fee:See Terms*
  • FREE $0 Activation Online –with NO credit check!
  • FREE Cash withdrawals at over 15,000 participating ATMs
  • FREE Online Bill Pay & Direct Deposit
  • NO Monthly fee for any month with at least 30 purchases
  • NO Transaction fees on US purchases
  • NO Overdraft or penalty fees
  • NO Minimum balance required
  • GET $10 with Direct Deposit (see site for restrictions)
Wired Plastic™ Visa® Prepaid Card

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Annual Fee:See Terms*
  • Accepted everywhere VISA is accepted
  • No Credit Check, Income requirements or bank account required
  • FREE Online Access to Account
  • FREE Mobile Alerts - Text to your mobile and email
  • FREE Bill Pay Service - Pay Anyone Online or Over the Phone
  • FREE Rewards Program - Earn 1 Point for every $1 spent
  • NO Bounced Check, NSF or Overdraft Charges EVER!
  • FREE Direct Deposit - Eliminate Check Cashing Fees
  • Add Cash Instantly at 100,000 Retail Locations Nationwide

Prepaid Visa® RushCard

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Annual Fee:See Terms*
  • Created by Russell Simmons to provide Financial Freedom and Respect
  • Guaranteed approval*
  • No Credit Check
  • Free Direct Deposit of pay, tax refund, anticipation loans
  • No Overdraft Fees/ No Check Fees/ No Interest Fees
  • Free Credit Builder
  • 56% of cardholders save over $300/ year using the RushCard
  • Make money with our Refer A Friend Program
  • Reloadable with a $10,000 maximum balance
  • Free Email/ SMS Alerts
  • Card to Card transfers between RushCard Members
  • Free Prescription Discount Card from RushCard – Save up to 85% on prescriptions

AccountNow Prepaid Visa® Card

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Annual Fee:See Terms*
  • NEW! Now with the iAdvance(SM) loan option, no credit check needed.
  • Instant Guaranteed Approval* – no credit check, no security deposit
  • $0 ACTIVATION FEE – when you load your card by direct deposit
  • Free Direct Deposit – no more check cashing fees
  • Free Online Check Writing – no need for expensive money orders
  • Free Credit Builder† – bill pay transactions are reported to PRBC®
  • No Overdraft Fees – no minimum balance required
  • Reloadable - $10,000 balance limit

USA Gold Shopping Card

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Annual Fee:See Terms*
  • *Guaranteed Instant Online Approval!
  • $5000 Unsecured Gold Merchandise Credit Line!
  • NO Credit Checks or Credit Turndowns!
  • NO Employment Verifications!
  • Upon request, credit limits increases are available to those that qualify.
  • Establish Credit by Reporting to Major Credit Bureau!
  • Receive a *Free $50 Gift Card!
  • After enrolling you'll receive a $300 Grocery Coupon Card

*see website for terms and conditions

Vision Premier® Visa® Prepaid Card

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Annual Fee:See Terms*
  • No credit check, no debt, no interest, no overdraft fees
  • Free unlimited purchases – signature and PIN
  • Free customer service
  • Free Direct Deposit: Get paychecks, benefits and tax refunds faster
  • Free PayFit Credit Builder – Pay bills and build credit for free
  • Free text and email alerts and online access to track spending
  • Safer than cash if lost or stolen
  • Accepted everywhere Visa Debit cards are accepted
Baby Phat Prepaid Visa® RushCard

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Annual Fee:See Terms*
  • Show your style with the BabyPhat RushCard
  • Guaranteed approval*
  • No Credit Check
  • Free Direct Deposit of pay, tax refund, anticipation loans
  • No Overdraft Fees/ No Check Fees/ No Interest Fees
  • Free Credit Builder
  • 56% of cardholders save over $300/ year using the RushCard
  • Make money with our Refer A Friend Program
  • Reloadable with a $10,000 maximum balance
  • Free Email/ SMS Alerts
  • Card to Card transfers between RushCard Members
  • Free Prescription Discount Card from RushCard – Save up to 85% on prescriptions

UltraVX Visa®

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Annual Fee:See Terms*
  • Credit-On Demand™: Up to $25,000 credit line
  • Instant Approval: No credit check, no minimum income or bank account required
  • Credit Reporting: Reports to all the major credit bureaus
  • Clear Rewards: Earn rewards for Southwest Airlines, American Airlines, JetBlue, Barnes and Noble, Amazon and more - with no restrictions
  • Powerful Account Features: FREE direct deposit, FREE bill pay, FREE alerts, FREE Online account access, add cash instantly at 100,000 retail locations nationwide, and many more.
ACE Pink Visa Prepaid Debit Card

Intro Period:*
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Annual Fee:See Terms*
  • No application fee and no obligation
  • No charge for withdrawals at 1,600+ ACE Cash Express locations with direct deposit
  • Free unlimited purchase transactions with paid enrollment in FeeAdvantage Plan
  • Get paid up to 3 days earlier than with a paper check with free direct deposit of your paycheck or government check
  • No overdraft fees or minimum balances
  • Protection from unauthorized transactions if card is reported lost or stolen. FDIC Insured
  • Portion of your purchase goes to breast cancer awareness and detection.
  • Earning your trust since 1968

Current by Discover

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Annual Fee:See Terms*
  • Debit Card for Teens with built-in parental controls
  • Set daily, weekly, and monthly spending limits
  • Restrict teen card use in unwanted shopping categories (e.g. liquor stores, tobacco stores, hotels, etc.)
  • Free Direct Deposit for parents & teens
  • Free deposits from any credit card or bank account
  • $0 fraud liability guarantee
  • Withdraw cash at ATMs
  • Get exclusive discounts at teen's favorite merchants
  • Free e-mail and text message activity alerts
  • No minimum balances, loading fees, or credit check
AccountNow™ Prepaid MasterCard®

Intro Period:*
Intro APR:*
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Annual Fee:See Terms*
  • Build your credit with the new iAdvance loan option(SM)
  • Instant Guaranteed Approval* – no credit check, no security deposit
  • $0 ACTIVATION FEE – when you load your card by direct deposit
  • Free Direct Deposit – no more check cashing fees
  • Free Online Bill Pay – no need for expensive money orders
  • Free Credit Builder† – bill pay transactions are reported to PRBC®
  • No Overdraft Fees – no minimum balance required
  • Reloadable - $10,000 balance limit

Prepaid Visa® Purple Diamond RushCard

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Annual Fee:See Terms*
  • FREE Activation with Direct Deposit before 4/15/10
  • FREE Direct Deposit of pay, tax refund, anticipation loans
  • FREE live customer service 24/7
  • FREE text alerts and phone balance inquiries
  • FREE optional credit building history
  • FREE online money management tools
  • Pay bills and shop online
  • Easy to use - the convenience of plastic WITHOUT THE DEBT
  • NO Credit Check
  • STOP Paying check cashing, overdraft, interest fees
  • Card to Card transfers between RushCard Members
  • Free Prescription Discount Card from RushCard – Save up to 85% on prescriptions

Prepaid Visa® Black Diamond RushCard

Intro Period:*
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Annual Fee:See Terms*
  • FREE Activation with Direct Deposit before 4/15/10
  • FREE Direct Deposit of pay, tax refund, anticipation loans
  • FREE live customer service 24/7
  • FREE text alerts and phone balance inquiries
  • FREE optional credit building history
  • FREE online money management tools
  • Pay bills and shop online
  • Easy to use - the convenience of plastic WITHOUT THE DEBT
  • NO Credit Check
  • STOP Paying check cashing, overdraft, interest fees
  • Card to Card transfers between RushCard Members
  • Free Prescription Discount Card from RushCard – Save up to 85% on prescriptions

Platinum Zero(TM) Secured Visa® Credit Card from Applied Bank®

Intro Period:N/A
Intro APR:0%
Regular APR:0%
Annual Fee:See Terms*
  • ZERO - 0% FIXED APR on Purchases - No Intro Rates!
  • ZERO - 0% Rate Won’t Change - Even If You’re Late!
  • ZERO Application Fees
  • ZERO Worries - FREE Personal ID Theft Protection
  • ZERO Delays - Timely CREDIT Bureau Reporting
Orchard Bank Visa Cards

Intro Period:N/A
Intro APR:N/A
Regular APR:7.90% - 24.90%
Annual Fee:See Terms*
  • Acceptance at millions of locations including website purchases and reservations
  • Your account information is updated and at your fingertips 24/7 so you can manage it your way
  • Email and text messages to remind you of your upcoming payment due date with online enrollment
  • On-call customer service representatives to assist you with questions or concerns

Orchard Bank Classic MasterCards

Intro Period:N/A
Intro APR:N/A
Regular APR:7.90% - 24.90%
Annual Fee:See Terms*
  • Acceptance at millions of locations worldwide, including website purchases and reservations
  • Your account information is updated and at your fingertips 24/7 so you can manage it your way
  • Email and text messages to remind you of your upcoming payment due date with online enrollment
  • On-call customer service representatives to assist you with questions or concerns

Orchard Bank Classic MasterCards

Intro Period:N/A
Intro APR:N/A
Regular APR:7.90% - 24.90%
Annual Fee:See Terms*
  • Acceptance at millions of locations worldwide, including website purchases and reservations
  • Your account information is updated and at your fingertips 24/7 so you can manage it your way
  • Email and text messages to remind you of your upcoming payment due date with online enrollment
  • On-call customer service representatives to assist you with questions or concerns

Orchard Bank Classic MasterCards

Intro Period:N/A
Intro APR:N/A
Regular APR:7.90% - 24.90%
Annual Fee:See Terms*
  • Acceptance at millions of locations worldwide, including website purchases and reservations
  • Your account information is updated and at your fingertips 24/7 so you can manage it your way
  • Email and text messages to remind you of your upcoming payment due date with online enrollment
  • On-call customer service representatives to assist you with questions or concerns

Orchard Bank Classic MasterCards

Intro Period:N/A
Intro APR:N/A
Regular APR:7.90% - 24.90%
Annual Fee:See Terms*
  • Acceptance at millions of locations worldwide, including website purchases and reservations
  • Your account information is updated and at your fingertips 24/7 so you can manage it your way
  • Email and text messages to remind you of your upcoming payment due date with online enrollment
  • On-call customer service representatives to assist you with questions or concerns


Privacy Policy

*See the online application for details about terms and conditions for these offers. Every reasonable effort has been made to maintain accurate information. However all credit card information is presented without warranty. After you click on the offer you desire you will be directed to the credit card issuer's web site where you can review the terms and conditions for your selected offer.