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Credit Cards for Bad Credit

Applied Bank® Secured Visa® Gold Credit Card

Intro Period:N/A
Intro APR:N/A
Regular APR:9.99%
Annual Fee:$0*
  • No Annual Fee or Account Set Up Fees!
  • 9.99% Low Fixed APR - Your Rate Won't Change Even if You Are Late
  • Choose Your Credit Limit - From $200 to $5,000
  • Monthly Credit Bureau Reporting

EXACT Prepaid MasterCard®

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Annual Fee:$4.95 per month
  • 100% Approval - No credit check
  • No bank account required
  • No interest or late fees
  • Free direct deposit
  • Reloadable online or at 100,000 locations
  • Up to $5,000 balance limit
  • Mobile and email alerts
  • Online Account Management at myExactAccount.com

SilverCard Prepaid MasterCard®

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Annual Fee:N/A
  • Perfect card for Government/Benefits Checks recipients
  • $0 activation with rebate*
  • 100% guaranteed approval*/no credit check
  • Free direct deposit of your pay or government check
  • Free unlimited purchase transactions anywhere where MasterCard Debit card is accepted
  • No overdraft fees or minimum balances
  • Online Checking - Electronic or paper checks

NetSpend® Prepaid MasterCard®

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Annual Fee:See Terms*
  • 100% Approval – No credit check required*
  • Get paid up to 2 days faster with free Direct Deposit*
  • Pay rent, utilities and other bills online or over the phone
  • Track spending with online budgeting tools and alerts to your mobile phone
  • Funds are FDIC insured up to the current coverage limit
  • New! Get rewarded with NetSpend Payback Rewards™

Univision MasterCard® Prepaid Card

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Annual Fee:See Terms*
  • Easy to load and use
  • No credit check
  • No check cashing fees
  • No bank account needed
  • No overdraft fees
  • No interest charges
  • No money sharing fees

AccountNow Gold Visa® Prepaid Card

Intro Period:*
Intro APR:*
Regular APR:*
Annual Fee:See Terms*
  • 100% Guaranteed Approval* - No Credit Check
  • $25 Cash Bonus when you use direct deposit
  • Free Online Bill Payment & Check Writing
  • Free Direct Deposit

ACE Elite(TM) Visa®Prepaid Card

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Annual Fee:See Terms*
  • A card with benefits that matter to you
  • No credit check, No application fee, No obligation
  • No-Fee Cash Withdrawals at ACE locations*
  • Free unlimited purchase transactions with paid enrollment in FeeAdvantage Plan*
  • Free Direct Deposit - Get paid up to 2 days faster, don't stand in line or pay check cashing fees*
  • Free Anytime Alerts™ - Get your balance and transactions via text or email*
  • Free Savings Account - Receive 5.00% APY*
  • Secure: Card funds are FDIC insured, backed by Visa Zero Liability*

Student UPside Visa® Prepaid Card

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Annual Fee:See Terms*
  • A card truly designed for the 13-25 age group and their parents
  • Full parental control. Safer than cash.
  • Parents can load the card online from their own credit card or checking account.
  • Instant online funding, great for emergencies when your child is away from home.
  • If your child is in high school, you can set allowances and monitor his/her spending online. Also perfect if he/she is traveling without you.
  • If your child is already in college, he/she can receive free direct deposits from an employer, write checks and most importantly stay out of debt.
  • Apply online now. Only $2.99 a month or $29.95 a year.

Green Dot® Prepaid MasterCard®

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Annual Fee:See Terms*
  • $0 Activation Online –with no credit check
  • Free ATM withdrawals at over 15,000 MoneyPass ® ATMs
  • Get a $4.95 credit on your first MoneyPak cash load (see site for restrictions)
  • Get $10 with Direct Deposit (see site for restrictions)
  • No Monthly fee for any month with at least 30 purchases
  • No Transaction fees on US purchases
  • No Overdraft or penalty fees
  • No Minimum balance required

Wired Plastic™ Visa® Prepaid Card

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Annual Fee:See Terms*
  • Accepted everywhere VISA debit cards are accepted
  • No Credit Check, Income requirements or bank account required
  • On Demand Alerts - Manage your account via text messaging
  • FREE Online Access to Account
  • FREE Mobile Alerts - Text to your mobile and email
  • FREE Rewards Program - Earn 1 Point for every $1 spent
  • NO Bounced Check, NSF or Overdraft Charges EVER!
  • FREE Direct Deposit - Eliminate Check Cashing Fees

READYdebit® Platinum Visa® Prepaid Card

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Annual Fee:See Terms*
  • Get Your Premium Benefits:
  • Exclusive Rewards Program
  • Free Credit Score
  • Free Mobile Banking and Text Alerts
  • Free Online Bill Payment & Check Writing
  • Free Direct Deposit — paycheck, benefits, tax refunds
  • No Credit Check*, no Overdraft Fees or Balance Minimums
  • Reloadable up to $10,000 Max Balance

Prepaid Visa® RushCard

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Annual Fee:See Terms*
  • 100% Guaranteed Approval* - No Credit Check
  • Free direct deposit & $0 Activation fee
  • Only card that lets you change your fee plan whenever you want to
  • Free prescription discount card
  • Easy Bill Pay - pay bills, rent, or write personal checks
  • Card to card transfers

mPower™ Visa® Prepaid Card

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Annual Fee:See Terms*
  • 100% Guaranteed Approval* - No Credit Checks
  • $25 Cash Bonus, Free Activation & $0 Monthly when you use Free Direct Deposit
  • Quick and Safe Access to your Money
  • Easy Online Bill Pay

AccountNow Prepaid Visa® Card

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Intro APR:*
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Annual Fee:See Terms*
  • $0 Monthly Fee
  • 100% Guaranteed Approval*
  • No Credit Check
  • Free Direct Deposit
  • Now with Purchase Rewards

NetSpend® Visa® Prepaid Card

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Intro APR:*
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Annual Fee:See Terms*
  • 100% Approval – No credit check required*
  • Get paid up to 2 days faster with free Direct Deposit*
  • Pay rent, utilities and other bills online or over the phone
  • Track spending with online budgeting tools and alerts to your mobile phone
  • Funds are FDIC insured up to the current coverage limit
  • New! Get rewarded with NetSpend Payback Rewards™

READYdebit® Card

Intro Period:*
Intro APR:*
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Annual Fee:See Terms*
  • Free Credit Score
  • Free Unlimited Purchase Transactions
  • Free Online Bill Payment & Check Writing
  • Free Direct Deposit - paycheck, benefits, tax refunds
  • 100% Guaranteed Approval* - No Credit Checks
  • No Overdraft Fees or Balance Minimums
  • Reloadable up to $10,000 Max Balance
  • Choose Your Card Color - Blue, Black or Pink

Vision Premier® Visa® Prepaid Card - Simple & Fair

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Annual Fee:See Terms*
  • No credit check required – 100% Approval
  • Simple pricing – only 5 fees
  • No overdraft fees, interest fees or hidden fees
  • Free Direct Deposit
  • Free Online Bill Pay and Credit Builder*
  • Free transactions and customer service*
UPside Visa® Prepaid Card

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Annual Fee:See Terms*
  • Similar to a checking account with a Visa prepaid card
  • Save up to $220 compared with other cards, the first year alone!
  • 100% approval with no credit check and no activation fee.
  • $0.99 monthly fee if $500 is loaded each month. (Only $2.99 otherwise).
  • Free Direct Deposit from employers or government benefits providers
  • Deposit cash at 50,000 retailers.
  • Write personal checks online: easy to pay rent or other bills.
  • Earn 1,500 cash back reward points for you first direct deposit load.
  • Optional companion card available, as if you had a joint checking.

The BuyRIGHT Prepaid MasterCard®

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Annual Fee:See Terms*
  • No Credit Check
  • No Bank Account required
  • Shop Online Safely
  • Free Direct Deposit
  • Free Text & Email Alerts
  • Unbelievable live customer service
  • BuyRIGHT Member Deals
  • Free 24/7 Online Bill Pay & Account Management

Baby Phat Prepaid Visa® RushCard

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Annual Fee:See Terms*
  • 100% Guaranteed Approval* - No Credit Check
  • Free direct deposit & $0 Activation fee
  • Only card that lets you change your fee plan whenever you want to
  • Free prescription discount card
  • Easy Bill Pay - pay bills, rent, or write personal checks
  • Card to card transfers

Green Dot® Gold Prepaid Visa Card

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Annual Fee:See Terms*
  • $0 Activation Online –with no credit check
  • Free ATM withdrawals at over 15,000 MoneyPass ® ATMs
  • Get a $4.95 credit on your first MoneyPak cash load (see site for restrictions)
  • No Monthly fee for any month with at least 30 purchases
  • No Transaction fees on US purchases
  • No Overdraft or penalty fees
  • No Minimum balance required
  • Get $10 with Direct Deposit (see site for restrictions)

The Mango(TM) MasterCard® Prepaid Card

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Annual Fee:See Terms*
  • Free Direct Deposit + Get $20 Signup Bonus
  • Pay your Bills in minutes from your online account
  • No Fee to Check Your Balance With a Text Message - Send and Receive Money Securely With any Mobile Phone
  • Free Mango iPhone App (Download from iTunes Store)
  • $0 Activation Fee
  • $5 Monthly Fee - Waived when You Load at Least $500 Per Month
  • No Credit Check/No Bank Account Required

Pink ACE Elite(TM) Visa®Prepaid Card

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Annual Fee:See Terms*
  • Portion of your purchase goes to breast cancer awareness and detection
  • No credit check, No application fee, No obligation
  • No-Fee Cash Withdrawals at ACE locations*
  • Free unlimited purchase transactions with paid enrollment in FeeAdvantage Plan*
  • Free Direct Deposit - Get paid up to 2 days faster, don't stand in line or pay check cashing fees*
  • Free Anytime Alerts™ - Get your balance and transactions via text or email*
  • Free Savings Account - Receive 5.00% APY*
  • Secure: Card funds are FDIC insured, backed by Visa Zero Liability*

Walmart MoneyCard(SM) Visa® Prepaid Card

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Annual Fee:See Terms*
  • No issuance fee online
  • No credit check or bank account required
  • No overdraft fees
  • No minimum balance required
  • Free Direct Deposit
  • $10 bonus with qualifying Direct Deposit (for a limited time only)
  • Use everywhere Visa debit is accepted, including shop online, pay bills, get cash at ATMs
  • Get 1% cash back for gas purchases nationwide (see program rules for details)

AccountNow™ Prepaid MasterCard®

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Annual Fee:See Terms*
  • 100% Guaranteed Approval* - No Credit Check
  • No Activation Fee
  • Free Direct Deposit and $25 cash back
  • Cash Back on Everyday Purchases

Prepaid Visa® Purple Diamond RushCard

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Annual Fee:See Terms*
  • 100% Guaranteed Approval* - No Credit Check
  • Free direct deposit & $0 Activation fee
  • Only card that lets you change your fee plan whenever you want to
  • Free prescription discount card
  • Easy Bill Pay - pay bills, rent, or write personal checks
  • Card to card transfers

Prepaid Visa® Black Diamond RushCard

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Annual Fee:See Terms*
  • 100% Guaranteed Approval* - No Credit Check
  • Free direct deposit & $0 Activation fee
  • Only card that lets you change your fee plan whenever you want to
  • Free prescription discount card
  • Easy Bill Pay - pay bills, rent, or write personal checks
  • Card to card transfers

Platinum Zero® Secured Visa® Credit Card from Applied Bank®

Intro Period:N/A
Intro APR:0%
Regular APR:0%
Annual Fee:See Terms*
  • ZERO - 0% FIXED APR on Purchases - No Intro Rates!
  • ZERO - 0% Rate Won’t Change - Even If You’re Late!
  • ZERO Hassles - Choose Your Credit Limit From $500 Up To $5,000
  • ZERO Application Fees
  • ZERO Worries - FREE Personal ID Theft Protection
  • ZERO Delays - Timely CREDIT Bureau Reporting
Small Business Micro Loan Visa® Card

Intro Period:N/A
Intro APR:N/A
Regular APR:23.99%*
Annual Fee:See Terms*
  • Credit Limits available to $750
  • Sole Proprietors and Entrepreneurs Welcome - No Business Too Small
  • Perfect for Your Everyday Business Needs
  • Great for Self-Employed Business Owners
  • Your Business Name on Your Business Card

Orchard Bank Visa Cards

Intro Period:N/A
Intro APR:N/A
Regular APR:7.90% - 19.90%*
Annual Fee:See Terms*
  • Reports to 3 major credit bureaus monthly providing you the opportunity to rebuild your credit score!
  • Acceptance at millions of locations worldwide, including website purchases and reservations
  • Your account information is updated and at your fingertips 24/7 so you can manage it your way
  • Email and text messages to remind you of your upcoming payment due date with online enrollment
  • On-call customer service representatives to assist you with questions or concerns
Orchard Bank Classic MasterCards

Intro Period:N/A
Intro APR:N/A
Regular APR:7.90% - 19.90%*
Annual Fee:See Terms*
  • An excellent credit card for help rebuilding credit scores; reports to 3 major credit bureaus monthly!
  • Acceptance at millions of locations worldwide, including website purchases and reservations
  • Your account information is updated and at your fingertips 24/7 so you can manage it your way
  • Email and text messages are available to remind you of your upcoming payment due date
  • On-call customer service representatives to assist you with questions or concerns
Orchard Bank Classic MasterCards

Intro Period:N/A
Intro APR:N/A
Regular APR:7.90% - 19.90%*
Annual Fee:See Terms*
  • An excellent credit card for help rebuilding credit scores; reports to 3 major credit bureaus monthly!
  • Acceptance at millions of locations worldwide, including website purchases and reservations
  • Your account information is updated and at your fingertips 24/7 so you can manage it your way
  • Email and text messages are available to remind you of your upcoming payment due date
  • On-call customer service representatives to assist you with questions or concerns
Orchard Bank Classic MasterCards

Intro Period:N/A
Intro APR:N/A
Regular APR:7.90% - 19.90%*
Annual Fee:See Terms*
  • An excellent credit card for help rebuilding credit scores; reports to 3 major credit bureaus monthly!
  • Acceptance at millions of locations worldwide, including website purchases and reservations
  • Your account information is updated and at your fingertips 24/7 so you can manage it your way
  • Email and text messages are available to remind you of your upcoming payment due date
  • On-call customer service representatives to assist you with questions or concerns
Orchard Bank Classic MasterCards

Intro Period:N/A
Intro APR:N/A
Regular APR:7.90% - 19.90%*
Annual Fee:See Terms*
  • An excellent credit card for help rebuilding credit scores; reports to 3 major credit bureaus monthly!
  • Acceptance at millions of locations worldwide, including website purchases and reservations
  • Your account information is updated and at your fingertips 24/7 so you can manage it your way
  • Email and text messages are available to remind you of your upcoming payment due date
  • On-call customer service representatives to assist you with questions or concerns
Public Savings Open Sky Secured Visa Credit Card

Intro Period:N/A
Intro APR:N/A
Regular APR:Prime + 11%
Annual Fee:See Terms*
  • Build credit history with all three major credit bureaus
  • No Credit Check for Approval
  • No Checking account required
  • Choose your own Credit Limit $200-$3000
  • Free 24/7 Online Account Access
  • No upfront or monthly fees. Just a flat $50 annual fee


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*See the online application for details about terms and conditions for these offers. Every reasonable effort has been made to maintain accurate information. However all credit card information is presented without warranty. After you click on the offer you desire you will be directed to the credit card issuer's web site where you can review the terms and conditions for your selected offer.