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Credit Cards for Bad Credit

The BuyRIGHT Prepaid MasterCard®

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  • Get cash at over 900,000 ATMs worldwide
  • Pay your bills online or over the phone
  • Eliminate payday hassles with free direct deposit
  • Accepted at millions of MasterCard locations worldwide
  • NO credit checks
  • NO employment verification
  • NO monthly or annual fees
SilverCard Prepaid MasterCard®

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Annual Fee:N/A
  • Perfect card for Government/Benefits Checks recipients
  • $0 activation with rebate*
  • 100% guaranteed approval*/no credit check
  • Free direct deposit of your pay or government check
  • Free unlimited purchase transactions anywhere where MasterCard Debit card is accepted
  • No overdraft fees or minimum balances
  • Online Checking - Electronic or paper checks

READYdebit® Card

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Annual Fee:N/A*
  • 100% Approval Guaranteed!* – No Chexsystems or credit checks, bankruptcy okay!
  • Now with FREE Credit Builder!
  • Better than a checking account – Great online bill pay service with no overdraft, bounced check fees – EVER!
  • Pay Nothing Now! – No deposits or prepayments required to get your card.
  • FREE Direct Deposit! – stop paying to cash your paycheck.
  • FREE phone and online access to your card account!
  • No declined transaction fees!
  • Great Loading Options – FREE direct deposit and bank account transfers, 60,000+ Green Dot and ReadyLink cash load locations.
  • Safer than cash - All deposits FDIC insured; purchases covered by Visa Zero Fraud Liability protection.
  • Cheaper than credit – no late fees, no over limit fees, no interest charges – EVER!
  • * Subject to I.D. Verification.
NetSpend® MasterCard® Prepaid Debit Card

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Annual Fee:None
  • 100% approval - No credit check required
  • Make purchases anywhere MasterCard Debit is accepted
  • No overdraft fees or minimum balances
  • Online Bill Pay - Easily send a check to anyone
  • 5% APY Savings Account - Exclusive!
  • Free Direct Deposit from your paycheck or government check
  • Add up to $10K to your account in over 65,000 locations
  • As seen on TV and in stores nationwide!

NetSpend® Visa® Prepaid Debit Card

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Annual Fee:None
  • 100% approval - No credit check required
  • Short-term iAdvance Line of Credit - Now available!
  • No overdraft fees or minimum balances
  • Online Bill Pay - Easily send a check to anyone
  • 5% APY Savings Account - Exclusive
  • Free Direct Deposit from your paycheck or government check
  • Add up to $10K to your account in over 65,000 locations
  • As seen on TV and in stores nationwide

Public Savings Bank Secured Card

Intro Period:6 months
Intro APR:0%
Regular APR:11.24%
Annual Fee:none
  • Build credit history – we report to all 3 major credit bureaus
  • 0% APR on all purchases for the first 6 months
  • No annual fees or monthly maintenance fees
  • No credit check
  • No checking account required
  • Your credit is not a factor!
  • Choose your initial credit limit from $300-$2000
  • Lifetime credit lines up to $5,000
  • Free fraud protection against unauthorized use
  • Use the card everywhere you see the Visa logo
Public Savings Bank Secured First Visa Card

Intro Period:6 months
Intro APR:0%
Regular APR:11.24%
Annual Fee:none
  • No Credit History and no Checking Account Required
  • Straight forward pricing -  0% APR on all purchases for the first 6 months with no annual or monthly fees
  • We report to all three credit bureaus, so you'll start building your credit fast
  • Four options for funding your card
Horizon Gold Credit Card

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Annual Fee:See Terms*

Get the Financial Freedom You Deserve!

  • Instant Guaranteed Approval
  • Initial $500.00 Un-Secured credit limit
  • No Credit Checks
  • No Turndowns
  • Reports Positively to Major Credit Bureau
  • Get the Benefits and Credit you Deserve
Account Now Gold Visa® Prepaid Card

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Annual Fee:See Terms*
  • No Credit Check
  • $0 Monthly Fee*
  • Higher daily and monthly limits
  • Borrow money and build credit history*
  • Free Credit Builder and Bill Pay
  • No Late or Overdraft Fees
nFinanSe Discover® Network Reloadable Prepaid Card

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Annual Fee:See Terms*
  • FREE nFinanSe Discover® Reloadable Prepaid Card and Free $5.00 Deposit*
  • 100% Guaranteed Approval**
  • No Credit Check, No Security Deposit and No Minimum Balance
  • No Overdraft Fees and No Interest Charges
  • Sign Up for FREE Direct Deposit and a Bonus $7.77 Deposit*
  • FREE Unlimited PIN and Signature Transactions
  • Reloadable - $5,000 Maximum Balance
  • FREE Email and Text Message Alerts
  • FREE 24/7 Live Customer Service and Online Access
  • Get Cash at ATMs Nationwide
  • Add money at over 80,000 nationwide locations
  • Shop and Pay Bills Online
  • FREE ACH Bill Pay Service
  • Free Music Downloads at www.nFinanSeMusic.com
    * See website for restrictions
    ** Subject to ID verification
Upside Visa® Debt-free Prepaid Card

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Annual Fee:See Terms*
  • The power of a bank account in a Visa prepaid card.
  • Save up to $220 compared with other cards, the first year alone!
  • 100% approval with no credit check and no activation fee.
  • $0.99 monthly fee if $500 is loaded each month. (Only $2.99 otherwise).
  • Free Direct Deposit from employers or government benefits providers
  • Deposit cash at 50,000 retailers.
  • Write personal checks online: easy to pay rent or other bills.
  • Earn 1,500 cash back reward points for you first direct deposit load.
  • Optional companion card available, as if you had a joint checking.
The Commandment Card

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Annual Fee:See Terms*
  • 0% APR
  • $99 One time setup/ $5.95 monthly fee
  • No Credit Check
  • Reports to Major Bureaus
ACE Visa Prepaid Debit Card

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Annual Fee:See Terms*
  • No application fee and no obligation
  • No charge for cash withdrawals at 1,600 + ACE Cash Express locations with direct deposit (daily limit applies)*
  • Free unlimited purchase transactions with paid enrollment in FeeAdvantage Plan
  • Get paid up to 3 days earlier than with a paper check with free direct deposit of your paycheck or government check
  • No overdraft fees or minimum balances
  • Free direct deposit of your paycheck or government check
  • Protection from unauthorized transactions if card is reported lost or stolen. FDIC Insured
  • Earning your trust since 1968

Green Dot® Prepaid MasterCard®

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Annual Fee:See Terms*
  • FREE $0 Activation Online –with NO credit check!
  • FREE Cash withdrawals at over 15,000 participating ATMs
  • FREE Online Bill Pay & Direct Deposit
  • NO Monthly fee for any month with at least 30 purchases
  • NO Transaction fees on US purchases
  • NO Overdraft or penalty fees
  • NO Minimum balance required
  • GET $10 with Direct Deposit (see site for restrictions)
Wired Plastic™ Visa® Prepaid Card

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Annual Fee:See Terms*
  • Accepted everywhere VISA is accepted
  • No Credit Check, Income requirements or bank account required
  • FREE Online Access to Account
  • FREE Mobile Alerts - Text to your mobile and email
  • FREE Bill Pay Service - Pay Anyone Online or Over the Phone
  • FREE Rewards Program - Earn 1 Point for every $1 spent
  • NO Bounced Check, NSF or Overdraft Charges EVER!
  • FREE Direct Deposit - Eliminate Check Cashing Fees
  • Add Cash Instantly at 100,000 Retail Locations Nationwide

READYdebit® Platinum Visa® Prepaid Card

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Annual Fee:See Terms*
  • Free 24/7 great customer service
  • Free Mobile Banking and Text Alerts - New
  • Free Score Tracker credit score service
  • No Credit Check, no Overdraft Fees or Balance Minimums
  • Free Unlimited Purchase Transactions
  • Free Direct Deposit - paycheck, benefits, tax refunds
  • Free Online Bill Payment & Check Writing
  • Credit Builder – For Free
  • Reloadable up to $10,000 Max Balance
  • Exclusive Platinum card design
Prepaid Visa® RushCard

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  • Created by Russell Simmons to provide Financial Freedom and Respect
  • Guaranteed approval*
  • No Credit Check
  • FREE Direct Deposit
  • No Overdraft Fees/ No Check Fees/ No Interest Fees
  • Free Credit Builder
  • 56% of cardholders save over $300/ year using the RushCard
  • Make money with our Refer A Friend Program
  • Reloadable with a $10,000 maximum balance
  • Free Email/ SMS Alerts
  • Card to Card transfers between RushCard Members
  • Free Prescription Discount Card from RushCard – Save up to 85% on prescriptions
AccountNow Prepaid Visa® Card

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Annual Fee:See Terms*
  • 100% Guaranteed Approval*
  • $0 Activation Fee
  • $25 Cash Bonus when you use direct deposit
  • New iAdvance(SM) loan option
  • No Overdraft Fees and no Minimum Balance
  • Free Credit Builder
  • Free Bill Pay
  • Free Direct Deposit
  • No Credit Check – for prepaid card only
Vision Premier® Visa® Prepaid Card

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Annual Fee:See Terms*
  • No credit check, no debt, no interest, no overdraft fees
  • Free unlimited purchases – signature and PIN
  • Free customer service
  • Free Direct Deposit: Get paychecks, benefits and tax refunds faster
  • Free PayFit Credit Builder – Pay bills and build credit for free
  • Free text and email alerts and online access to track spending
  • Safer than cash if lost or stolen
  • Accepted everywhere Visa Debit cards are accepted
Baby Phat Prepaid Visa® RushCard

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Annual Fee:See Terms*
  • Show your style with the BabyPhat RushCard
  • Guaranteed approval*
  • No Credit Check
  • FREE Direct Deposit
  • No Overdraft Fees/ No Check Fees/ No Interest Fees
  • Free Credit Builder
  • 56% of cardholders save over $300/ year using the RushCard
  • Make money with our Refer A Friend Program
  • Reloadable with a $10,000 maximum balance
  • Free Email/ SMS Alerts
  • Card to Card transfers between RushCard Members
  • Free Prescription Discount Card from RushCard – Save up to 85% on prescriptions
Green Dot® Gold Prepaid Visa Card

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Annual Fee:See Terms*
  • FREE $0 Activation Online –with NO credit check!
  • FREE Cash withdrawals at over 15,000 participating ATMs
  • FREE Online Bill Pay & Direct Deposit
  • NO Monthly fee for any month with at least 30 purchases
  • NO Transaction fees on US purchases
  • NO Overdraft or penalty fees
  • NO Minimum balance required
  • GET $10 with Direct Deposit (see site for restrictions)
American Octane Onyx Card

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  • 0% APR on all purchases for life
  • Unsecured Line of Credit
  • 100% Approval*
  • 24 hour Approval Process
  • No hidden fees
The Mango(TM) MasterCard® Prepaid Card

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Annual Fee:See Terms*
  • FREE MasterCard Prepaid Card & FREE Shipping
  • FREE Instant Virtual Card – Shop Online Today
  • FREE Direct Deposit + Get $20 Signup Bonus
  • Earn High Savings Interest Rate!
  • FREE Unlimited Purchase/ Signature Transactions
  • FREE Check Your Balance With a Text Message
  • Send and Receive Money Securely With Your Mobile Phone
  • Refer friends and family and make money
  • $0 Activation Fee
  • $0 First Monthly Fee – Try it For FREE
  • $0 Monthly Fee When You Load at Least $500 Per Month  (Otherwise Only $5!)
  • No Hidden Fees / No Overdraft Fees
  • Fully FDIC Insured
  • o Credit Check/ No Bank Account Required
  • FREE Account Management – Over The Phone or Online
ACE Pink Visa® Prepaid Debit Card

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Annual Fee:See Terms*
  • No application fee and no obligation
  • No charge for cash withdrawals at 1,600 + ACE Cash Express locations with direct deposit (daily limit applies)*
  • Free unlimited purchase transactions with paid enrollment in FeeAdvantage Plan
  • Get paid up to 3 days earlier than with a paper check with free direct deposit of your paycheck or government check
  • No overdraft fees or minimum balances
  • Protection from unauthorized transactions if card is reported lost or stolen. FDIC Insured
  • Portion of your purchase goes to breast cancer awareness and detection.
  • Earning your trust since 1968

AccountNow™ Prepaid MasterCard®

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Annual Fee:See Terms*
  • 100% Guaranteed Approval*
  • $0 Activation Fee
  • $25 Cash Bonus when you use direct deposit
  • New iAdvance(SM) loan option
  • No Overdraft Fees and no Minimum Balance
  • Free Credit Builder
  • Free Bill Pay
  • Free Direct Deposit
  • No Credit Check – for prepaid card only
Prepaid Visa® Purple Diamond RushCard

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Annual Fee:See Terms*
  • FREE Direct Deposit
  • FREE live customer service 24/7
  • FREE text alerts and phone balance inquiries
  • FREE optional credit building history
  • FREE online money management tools
  • Pay bills and shop online
  • Easy to use - the convenience of plastic WITHOUT THE DEBT
  • NO Credit Check
  • STOP Paying check cashing, overdraft, interest fees
  • Card to Card transfers between RushCard Members
  • Free Prescription Discount Card from RushCard – Save up to 85% on prescriptions
Prepaid Visa® Black Diamond RushCard

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Annual Fee:See Terms*
  • FREE Direct Deposit
  • FREE live customer service 24/7
  • FREE text alerts and phone balance inquiries
  • FREE optional credit building history
  • FREE online money management tools
  • Pay bills and shop online
  • Easy to use - the convenience of plastic WITHOUT THE DEBT
  • NO Credit Check
  • STOP Paying check cashing, overdraft, interest fees
  • Card to Card transfers between RushCard Members
  • Free Prescription Discount Card from RushCard – Save up to 85% on prescriptions
nFinanSe Visa® Reloadable Prepaid Debit Card

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Annual Fee:See Terms*
  • FREE nFinanSe Visa® Debit Card and Free $5.00 Deposit*
  • 100% Guaranteed Approval**
  • No Credit Check, No Security Deposit and No Minimum Balance
  • No Overdraft Fees and No Interest Charges
  • Sign Up for FREE Direct Deposit and a Bonus $7.77 Deposit*
  • FREE Unlimited PIN and Signature Transactions
  • Reloadable - $5,000 Maximum Balance
  • FREE Email and Text Message Alerts
  • FREE 24/7 Live Customer Service and Online Access
  • Get Cash at ATMs Nationwide
  • Add money at over 80,000 nationwide locations
  • Shop and Pay Bills Online
  • FREE ACH Bill Pay Service
  • Visa® Zero Fraud Liability Protection*
  • Free Music Downloads at www.nFinanSeMusic.com
    * See website for restrictions
    ** Subject to ID verification
Platinum Zero® Secured Visa® Credit Card from Applied Bank®

Intro Period:N/A
Intro APR:0%
Regular APR:0%
Annual Fee:See Terms*
  • ZERO - 0% FIXED APR on Purchases - No Intro Rates!
  • ZERO - 0% Rate Won’t Change - Even If You’re Late!
  • ZERO Application Fees
  • ZERO Worries - FREE Personal ID Theft Protection
  • ZERO Delays - Timely CREDIT Bureau Reporting
Applied Bank® Secured Visa® Credit Card

Intro Period:N/A
Intro APR:N/A
Regular APR:12.99%
Annual Fee:See Terms*
  • 12.99% Low Fixed APR - Rate Won't Change Even If You're Late!
  • Choose Your Credit Limit - From $200 up to $500
  • Monthly Credit Bureau Reporting
  • Genuine Visa Credit Card - Not a Pre Paid or Debit Card
  • Accepted Worldwide at Millions of Locations
Orchard Bank Visa Cards

Intro Period:N/A
Intro APR:N/A
Regular APR:7.90% - 28.90%
Annual Fee:See Terms*
  • Reports to 3 major credit bureaus monthly providing you the opportunity to rebuild your credit score!
  • Acceptance at millions of locations worldwide, including website purchases and reservations
  • Your account information is updated and at your fingertips 24/7 so you can manage it your way
  • Email and text messages to remind you of your upcoming payment due date with online enrollment
  • On-call customer service representatives to assist you with questions or concerns
Orchard Bank Classic MasterCards

Intro Period:N/A
Intro APR:N/A
Regular APR:7.90% - 28.90%
Annual Fee:See Terms*
  • An excellent credit card for rebuilding credit scores; reports to 3 major credit bureaus monthly!
  • Acceptance at millions of locations worldwide, including website purchases and reservations
  • Your account information is updated and at your fingertips 24/7 so you can manage it your way
  • Email and text messages to remind you of your upcoming payment due date with online enrollment
  • On-call customer service representatives to assist you with questions or concerns
Orchard Bank Classic MasterCards

Intro Period:N/A
Intro APR:N/A
Regular APR:7.90% - 28.90%
Annual Fee:See Terms*
  • An excellent credit card for rebuilding credit scores; reports to 3 major credit bureaus monthly!
  • Acceptance at millions of locations worldwide, including website purchases and reservations
  • Your account information is updated and at your fingertips 24/7 so you can manage it your way
  • Email and text messages to remind you of your upcoming payment due date with online enrollment
  • On-call customer service representatives to assist you with questions or concerns
Orchard Bank Classic MasterCards

Intro Period:N/A
Intro APR:N/A
Regular APR:7.90% - 28.90%
Annual Fee:See Terms*
  • An excellent credit card for rebuilding credit scores; reports to 3 major credit bureaus monthly!
  • Acceptance at millions of locations worldwide, including website purchases and reservations
  • Your account information is updated and at your fingertips 24/7 so you can manage it your way
  • Email and text messages to remind you of your upcoming payment due date with online enrollment
  • On-call customer service representatives to assist you with questions or concerns
Orchard Bank Classic MasterCards

Intro Period:N/A
Intro APR:N/A
Regular APR:7.90% - 28.90%
Annual Fee:See Terms*
  • An excellent credit card for rebuilding credit scores; reports to 3 major credit bureaus monthly!
  • Acceptance at millions of locations worldwide, including website purchases and reservations
  • Your account information is updated and at your fingertips 24/7 so you can manage it your way
  • Email and text messages to remind you of your upcoming payment due date with online enrollment
  • On-call customer service representatives to assist you with questions or concerns

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*See the online application for details about terms and conditions for these offers. Every reasonable effort has been made to maintain accurate information. However all credit card information is presented without warranty. After you click on the offer you desire you will be directed to the credit card issuer's web site where you can review the terms and conditions for your selected offer.